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The 10 Step to Getting Your Keys!

24 May 2019

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So you’ve found your dream house and accepted an offer on your property with Manning Stainton, now what comes next? Moving house is an exciting time but following the correct, the process is key to exchanging keys. This guide will give you an insight into everything you can expect on the way, and the steps that need to be followed to ensure the progress of your sale.

Step 1:  Once you’ve accepted an offer, the memorandum of sale will be provided to both parties’ solicitors including the details of the buyer, seller and who is representing each side alongside the purchase price and any other information the agent deems relevant to the sale.

Step 2: Here come the forms. You’ll be required to provide your solicitor with the information on fittings and contents, property information and leasehold (if applicable) information alongside any planning permissions, building regulation certificates, boilers service reports and any other information deemed relevant to the sale.  We recommend getting these together early to ensure the smooth process of the sale.

Step 3: So you’ve sent all the relevant and necessary information back the next step is for your solicitor to provide the buyer's solicitor with the Draft Contract pack. This pack includes the proposed contract, Land Registry title and plan, all protocol forms and any other important documents of interest to the sale.

Step 4: Once the drafts have been received, they will be reviewed by the buyer's solicitor who will order searches and review the pack. At this stage, any queries with either the searches or contract will be raised by the buyer’s solicitor to be answered via your Solicitor.

Step 5: The redemption stage. If your property is subject to a mortgage the redemption requires your solicitor to confirm with your lender the outstanding amount.

Step 6: The signing stage. Once the details of the contract have been confirmed the sellers are required to provide a signature. The signature will need an independent witness; the witness cannot be a family member, anyone living in the property and they must be over 18. 

Step 7:  The dates for the diary. At this stage confirmation of the exchange and completion day will be decided. Your solicitor will discuss your preferred dates with the buyer's solicitor to decide on the most appropriate date.

Step 8: THE EXCHANGE. Here comes the exciting part, on the previously confirmed date of exchange you solicitor will call you for verbal authority to exchange. Once the contracts are exchanged this creates a legally binding contract whereby neither party can withdraw without penalties.

Step 9: Completion- The day has finally arrived. On this day all purchasing funds will be sent to solicitors this transaction confirms the completion.  Your solicitor will then repay any outstanding mortgage, take their fees and the remaining balance is sent to you. Obvious or not this will be the point where you need to vacate the property and hand over your keys to the Estate agent and get your new keys!

Step 10: Let the unpacking begin! 

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