Insurance for Landlords & Tenants

Landlord Insurance

Through our association with Erinaceous Insurance Services we have developed an exclusive policy for our full management clients which is designed to offer total peace of mind.

Can you say YES to the following questions?

• If the tenant of your buy to let property caused damage to your buildings or contents, would your current insurance company repair your property or replace the damaged items?
• Would you be compensated for loss of rent if your buy to let property became uninhabitable through fire, theft, or flood?
• If the tenant in your property trips on loose or worn carpet and sustains injury, are you covered for any legal action they take against you? 

Here are some of the benefits of this extremely comprehensive buy to let policy: 

• Standard insured perils including fire, flood, and theft, etc.  
• Full cost for the specified re-build value of your property.

Plus

• Up to £5,000 of property Contents Insurance
• Accidental and malicious damage
• Full cover when the property is unoccupied for up to 30 days
• Up to 20% of the sum insured for loss of rent following insured damage should one property become uninhabitable.
• £5 million Property Owners Liability
• Only £100 excess (£1,000 excess for subsidence)
• Specially negotiated rates of £1.47 per £1,000 on re-build cost*, for LS and HG postcodes (price includes up to £5,000 of landlords contents cover)

Unbeatable rates from Erinaceous Insurance Services!

*subject to recent claims history

Tenant Insurance

We provide competitive tenant insurance to help safeguard tenants deposits.  Accidents can happen!  For a low monthly cost you can insure against damage to your Landlords fixtures and fittings thereby helping to safeguard your bond.

Click here to safeguard your interests with HomeLet